No, most standard homeowners policies exclude coverage for short-term rentals. Through Riseson Insurance, our partnered carriers offer short-term rental add-ons that protect your property, furnishings, and income from guest-related damages or liability claims while you host in Arizona.

Policies available through Riseson include guest damage protection and theft coverage for your personal property. From broken appliances to missing décor, you’re reimbursed quickly so your desert-charm retreat stays guest-ready.

Absolutely. Riseson partners with carriers that provide enhanced liability limits tailored for short-term rentals, covering medical payments and legal defense costs if a guest is injured on your property—keeping your investment secure.

As a broker, Riseson understands Arizona’s rental market and compares multiple carriers to offer flexible coverage that protects your income, property, and peace of mind. With fast quotes, local support, and policies designed for hosts, Riseson keeps your rental profitable and protected year-round.