Arizona ’s beautiful landscapes come with risks, especially the potential for wildfires. Wildfires can cause devastating damage, leaving property owners vulnerable to financial loss. Wildfire insurance, often part of a standard home or property insurance policy , ensures you’re prepared for the unexpected.

At Riseson Insurance , we specialize in helping residents of Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler secure the right coverage for wildfire protection.

Wildfire insurance typically falls under the “fire damage” portion of a homeowner’s homeowner’s or property insurance policy. It provides coverage for damages caused by wildfires, including:

Structural damage to your home or building. Damage to personal belongings. Additional living expenses (ALE) if you need to temporarily relocate.

For those in high-risk areas, additional policies or endorsements may be necessary to ensure comprehensive protection.

Arizona’s arid climate and vegetation make wildfires a recurring risk, particularly during the hot summer months. Here’s why wildfire coverage is essential:

Financial Security : Rebuilding a home or replacing belongings after a wildfire can be financially overwhelming without proper coverage. Peace of Mind : Knowing you’re protected allows you to focus on recovery in the event of a disaster. Mandatory Requirements: Some mortgage lenders require wildfire insurance for homes in high-risk zones.

Primary Residence: Repair or replacement of your home’s structure. Detached Structures: Coverage for garages, sheds, or fences. Personal Belongings: Reimbursement for furniture, clothing, and electronics damaged or destroyed in the fire. Landscaping: Some policies cover trees, shrubs, and other landscaping elements. Temporary Living Expenses: If your home becomes uninhabitable, your policy may cover hotel stays, meals, and other relocation costs.

Maintain Defensible Space: Keep vegetation trimmed and clear debris around your property. Use Fire-Resistant Materials: Invest in non-combustible roofing and siding. Install Safety Features: Include fire-resistant doors and windows and install sprinkler systems. Create an Emergency Plan: Know evacuation routes and have a go-bag ready.

Don’t wait until a wildfire threatens your home—secure the protection you need now. With Riseson Insurance , you’ll have a partner dedicated to keeping you safe and secure.

Contact Riseson Insurance at 602-460-5470 to learn more about wildfire insurance. Proudly serving Tempe, Phoenix, Scottsdale, Tucson, Gilbert, and Chandler, we’re here to help you safeguard your property and your future. Stay prepared with Riseson Insurance by your side!

What is Wildfire Insurance?

Why You Need Wildfire Insurance in Arizona

What Does Wildfire Insurance Cover?

Steps to Protect Your Property from Wildfires

Protect Your Home from Wildfire Risks Today

• Structural damage to your home or building.
• Damage to personal belongings.
• Additional living expenses (ALE) if you need to temporarily relocate.

1. Financial Security : Rebuilding a home or replacing belongings after a wildfire can be financially overwhelming without proper coverage.
2. Peace of Mind : Knowing you’re protected allows you to focus on recovery in the event of a disaster.
3. Mandatory Requirements: Some mortgage lenders require wildfire insurance for homes in high-risk zones.

1. Primary Residence: Repair or replacement of your home’s structure.
2. Detached Structures: Coverage for garages, sheds, or fences.
3. Personal Belongings: Reimbursement for furniture, clothing, and electronics damaged or destroyed in the fire.
4. Landscaping: Some policies cover trees, shrubs, and other landscaping elements.
5. Temporary Living Expenses: If your home becomes uninhabitable, your policy may cover hotel stays, meals, and other relocation costs.

1. Maintain Defensible Space: Keep vegetation trimmed and clear debris around your property.
2. Use Fire-Resistant Materials: Invest in non-combustible roofing and siding.
3. Install Safety Features: Include fire-resistant doors and windows and install sprinkler systems.
4. Create an Emergency Plan: Know evacuation routes and have a go-bag ready.