If your business relies on vehicles that you don’t own—such as rentals or employee-owned cars for work purposes—you need Hired Auto Insurance. Many small business owners assume their general liability or personal auto coverage is enough. Unfortunately, that’s not the case.

At Riseson Insurance , we specialize in helping businesses across Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler stay protected on the road, no matter who owns the vehicle.

Hired Auto Insurance is a type of commercial auto coverage that protects your business when you or your employees rent or borrow a vehicle for work. Whether it’s picking up supplies, making deliveries, or traveling to a job site, if it’s business-related and you don’t own the car—it’s a hired auto.

This policy fills the gap between your personal auto insurance and your commercial liability policy. It typically covers:

Liability damages from accidents caused while using a rented or employee-owned vehicle. Legal fees if your business is sued following an accident. Some physical damage coverage if selected as part of your policy.

You need hired auto insurance if:

You rent cars or trucks for work-related tasks. Your employees use their own vehicles for company business. You don’t own company vehicles but still operate on the road.

Industries like real estate, construction, consulting, sales, and delivery services often need this protection.

Located in the heart of Arizona , Riseson Insurance provides tailored coverage for local businesses that depend on mobility. We work with companies of all sizes across Tempe, Phoenix, Scottsdale, Tucson, Gilbert, and Chandler to ensure they’re not left vulnerable in the event of an accident.

As a local independent agency, we offer:

Personalized service Access to top national carriers Competitive rates for hired auto insurance Fast quotes and flexible policies

Even if you don’t own a company car, your business could still be liable in the event of a vehicle accident. Don’t risk financial loss over something as avoidable as lack of coverage.

Let Riseson Insurance at 602-460-5470 help you find the right Hired Auto Insurance policy to meet your business needs.

What is Hired Auto Insurance?

Who Needs Hired Auto Coverage?

Why Local Businesses Trust Riseson Insurance

Protect Your Business Before It Hits the Road

• Liability damages from accidents caused while using a rented or employee-owned vehicle.
• Legal fees if your business is sued following an accident.
• Some physical damage coverage if selected as part of your policy.

• You rent cars or trucks for work-related tasks.
• Your employees use their own vehicles for company business.
• You don’t own company vehicles but still operate on the road.

• Personalized service
• Access to top national carriers
• Competitive rates for hired auto insurance
• Fast quotes and flexible policies