
Why Medical Malpractice Insurance Is Essential
April 28, 2025 | Insurance
In the medical field, even the most experienced and compassionate professionals can face unexpected complications. One mistake—or even a perceived mistake—can lead to a costly lawsuit. That’s why medical malpractice insurance is critical for physicians, nurses, specialists, and healthcare facilities.
At Riseson Insurance , we help protect healthcare providers across Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler with reliable, affordable malpractice coverage.
Medical malpractice insurance is a type of professional liability insurance that protects healthcare providers from claims of negligence, misdiagnosis, surgical errors, improper treatment, and more. It covers:
Legal defense costs Court fees and settlements Licensing board inquiries Judgments awarded to patients
Whether a claim is justified or not, this coverage ensures your finances, reputation, and career are protected.
If you provide direct medical care, chances are you need malpractice coverage. This includes:
Physicians and surgeons Nurse practitioners and physician assistants Dentists and oral surgeons Physical therapists and chiropractors Mental health professionals Midwives and anesthesiologists
Both independent practitioners and those employed by clinics or hospitals can benefit from having their own individual policy.
At Riseson Insurance, we offer customizable malpractice insurance that fits your profession and risk profile. Options include:
Claims-made policies – Covers incidents that occur and are reported during the policy period Occurrence policies – Covers incidents that happened during the policy period, regardless of when the claim is filed Tail coverage – Extends coverage after a claims-made policy end Group policies – For clinics, practices, or medical partnerships
Medical professionals across Arizona —from family doctors in Tempe, dermatologists in Scottsdale, dentists in Chandler, to therapists in Tucson—trust Riseson Insurance for expert guidance and customized coverage. We understand the unique risks of practicing in Arizona and provide solutions that meet both state requirements and your peace of mind.
Don’t leave your career vulnerable. Contact Riseson Insurance today at 602-460-5470 for a personalized medical malpractice insurance quote.
What Is Medical Malpractice Insurance?
Who Needs Medical Malpractice Insurance?
Types of Coverage We Offer
Arizona Healthcare Professionals: Get Local Protection
Protect Your Practice and Reputation
- Legal defense costs
- Court fees and settlements
- Licensing board inquiries
- Judgments awarded to patients
- Physicians and surgeons
- Nurse practitioners and physician assistants
- Dentists and oral surgeons
- Physical therapists and chiropractors
- Mental health professionals
- Midwives and anesthesiologists
- Claims-made policies – Covers incidents that occur and are reported during the policy period
- Occurrence policies – Covers incidents that happened during the policy period, regardless of when the claim is filed
- Tail coverage – Extends coverage after a claims-made policy end
- Group policies – For clinics, practices, or medical partnerships