Life gets busy—and sometimes, renewing your auto insurance falls through the cracks. But even a short lapse in car insurance can have serious consequences. Whether you're between vehicles, switching providers , or just forgot to pay a bill, maintaining continuous coverage is essential for Arizona drivers.

At Riseson Insurance , we help drivers in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler stay protected and avoid costly lapses in coverage.

Continuous insurance coverage means you’ve had uninterrupted auto insurance without any gaps. Even a lapse of a few days can affect your:

Insurance rates Driving record (in some cases) Legal driving status Eligibility for discounts

Letting your auto insurance lapse—even temporarily—can lead to:

License suspension or fines from the Arizona MVD Higher premiums when you try to reinstate coverage Loss of discounts for being a loyal or safe driver No financial protection if you’re in an accident

In Arizona, driving without insurance is illegal. A lapse could result in SR-22 filing requirements, vehicle impoundment, or worse if you're caught driving uninsured.

Letting your auto insurance lapse—even temporarily—can lead to:

Forgetting to renew after a policy end Switching providers and missing the overlap Selling a car and not insuring the next one right away Missed or declined payments Thinking you're "safe" while not driving

The key is to work with a local agency—like Riseson Insurance —that keeps track of your policy dates and helps you avoid interruptions.

Maintaining uninterrupted coverage means:

Lower premiums over time Eligibility for safe driver and loyalty discounts Better policy options with more insurers Better policy options with more insurers Peace of mind knowing you’re always protected

Even if you’re not currently driving, non-owner car insurance can help you stay insured and protect your future driving record.

At Riseson Insurance, we make it easy to maintain continuous coverage. Whether you need a short-term policy, gap coverage , or help reinstating a lapsed policy, our local agents can guide you through every step.

We proudly serve:

Tempe Phoenix Scottsdale Tucson Gilbert Chandler

Don’t let a gap in coverage cost you more later. Get back on track—or stay ahead—with continuous insurance coverage from Riseson Insurance.

Call us today at 602-460-5470 to Talk to a local agent who understands Arizona’s insurance laws and can help you avoid unnecessary penalties or price hikes.

What Is Continuous Insurance Coverage?

What Happens If Your Insurance Lapses?

What Happens If Your Insurance Lapses?

Why Continuous Coverage is Important

How Riseson Insurance Can Help

Stay Covered. Stay Protected.

• Insurance rates
• Driving record (in some cases)
• Legal driving status
• Eligibility for discounts

• License suspension or fines from the Arizona MVD
• Higher premiums when you try to reinstate coverage
• Loss of discounts for being a loyal or safe driver
• No financial protection if you’re in an accident

• Forgetting to renew after a policy end
• Switching providers and missing the overlap
• Selling a car and not insuring the next one right away
• Missed or declined payments
• Thinking you're "safe" while not driving

• Lower premiums over time
• Eligibility for safe driver and loyalty discounts
• Better policy options with more insurers Better policy options with more insurers Better policy options with more insurers
• Peace of mind knowing you’re always protected

• Tempe
• Phoenix
• Scottsdale
• Tucson
• Gilbert
• Chandler