When you're shopping for insurance —whether it’s home , auto , RV , or business coverage —one thing matters above all else: Can your insurance company actually pay the claim when you need them to?

That’s where AM Best ratings come in. At Riseson Insurance , we help customers across Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler understand the financial strength behind the policy—so you're not left with surprise gaps when it's too late.

AM Best is the leading global credit rating agency focused solely on the insurance industry. They evaluate insurance companies based on:

Financial strength Ability to meet policyholder obligations Long-term credit outlook

Companies are assigned ratings from A++ (Superior) to D (Poor), with most reputable insurers falling in the A to A++ range.

Would you trust a company with your home , vehicle , or business if they might not be around in 5 years—or worse, couldn’t pay your claim?

Here's what AM Best ratings tell you:

Can the insurer survive a catastrophe (like a monsoon or wildfire )? Do they have a good track record of paying claims on time? Are they financially stable, regardless of market conditions?

In fast-growing cities like Chandler, Gilbert, and Scottsdale, where home and property values are rising, choosing a top-rated carrier can be the difference between recovery and regret.

At Riseson Insurance , we only work with insurance companies that carry strong AM Best ratings, such as:

Progressive – Rated A+ (Superior) Safeco (Liberty Mutual) – Rated A Foremost (part of Farmers Insurance Group) – Rated A National General – Rated A- Travelers – Rated A++ Geico - Rated A++ Bristol West – Rated A

Each of these insurers offers specialized options for Arizona clients, from RV and motorcycle coverage to full-timer liability and total loss replacement.

As an independent agency, Riseson Insurance provides access to a wide range of AM Best–rated insurance carriers—so you’re not limited to one company. We tailor coverage based on your needs and budget, and we always prioritize financial strength, so your policy stands strong when you need it most.

If you’re shopping for coverage in Tempe, Phoenix, Tucson, Scottsdale, Chandler, or Gilbert, don’t just look at price—ask about AM Best ratings and long-term security. Call Riseson Insurance today at 602-460-5470, we'll match you with top-rated insurers you can trust.

What Is AM Best?

Why You Should Care About AM Best Ratings

Top AM Best–Rated Insurance Companies We Work With

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• Financial strength
• Ability to meet policyholder obligations
• Long-term credit outlook

1. Can the insurer survive a catastrophe (like a monsoon or wildfire )?
2. Do they have a good track record of paying claims on time?
3. Are they financially stable, regardless of market conditions?

• Progressive – Rated A+ (Superior)
• Safeco (Liberty Mutual) – Rated A
• Foremost (part of Farmers Insurance Group) – Rated A
• National General – Rated A-
• Travelers – Rated A++
• Geico - Rated A++
• Bristol West – Rated A