If you're in the trucking industry and haul trailers you don’t own, you’re taking on more than just cargo — you’re taking on risk. That’s where Trailer Interchange Insurance comes in. It protects you in case a non-owned trailer is damaged while in your possession under a trailer interchange agreement.

At Riseson Insurance , we help truckers across Phoenix , Tempe , Tucson , Scottsdale , Gilbert , and Chandler get the specialized coverage they need — including Trailer Interchange Insurance.

This coverage is essential if you're operating under a trailer interchange agreement, which is common in:

Drop-and-hook operations Intermodal transport Shared freight terminals

Under these agreements, you're responsible for the trailer — even if you don't own it. If it gets damaged due to collision , theft , vandalism , fire , or explosion while it's in your care, you’re on the hook without this coverage.

Trailer Interchange Insurance covers physical damage to non-owned trailers you're using under contract, including:

Collision damage Fire Theft or vandalism Explosion or natural disasters

It’s important to note that this coverage does not cover the cargo inside the trailer — you’d need Motor Truck Cargo Insurance for that.

Good question — while they sound similar, they cover different things:

Trailer Interchange Insurance: Requires a written interchange agreement. Non-Owned Trailer Coverage: Covers trailers being used occasionally without a formal interchange agreement.

If you regularly haul other companies’ trailers as part of your contracts, you’ll likely need Trailer Interchange Insurance.

Costs depend on:

Trailer value Deductible amount Driving record Coverage limits

Most policies are affordable and can be added to your existing trucking policy. At Riseson Insurance , we’ll make sure you only pay for the coverage you actually need.

We specialize in commercial truck insurance and understand the complexities of the industry. Whether you're an owner-operator or running a small fleet, we’ll help you stay compliant and fully covered — without overpaying.

We proudly serve truckers in Tempe, Phoenix, Tucson, Chandler, Scottsdale, and Gilbert with:

Fast trailer interchange quotes Personalized policy reviews Competitive pricing with top carriers

Don’t risk paying out of pocket for a trailer you don’t even own. Call Riseson Insurance at 602-460-5470 today for a free quote on Trailer Interchange Insurance.

We’ll keep you covered — so you can keep moving.

When Does Trailer Interchange Insurance Apply?

What Does It Cover?

How Is It Different from Non-Owned Trailer Coverage?

How Much Does It Cost?

Why Work with Riseson Insurance?

Call for a Free Quote Today

• Drop-and-hook operations
• Intermodal transport
• Shared freight terminals

• Collision damage
• Fire
• Theft or vandalism
• Explosion or natural disasters

• Trailer Interchange Insurance: Requires a written interchange agreement.
• Non-Owned Trailer Coverage: Covers trailers being used occasionally without a formal interchange agreement.

• Trailer value
• Deductible amount
• Driving record
• Coverage limits

• Fast trailer interchange quotes
• Personalized policy reviews
• Competitive pricing with top carriers