If you're in the trucking industry and haul trailers you don’t own, you’re taking on more than just cargo — you’re taking on risk. That’s where Trailer Interchange Insurance comes in. It protects you in case a non-owned trailer is damaged while in your possession under a trailer interchange agreement.

At Riseson Insurance, we help truckers across Phoenix , Tempe , Tucson , Scottsdale , Gilbert , and Chandler get the specialized coverage they need — including Trailer Interchange Insurance.

This coverage is essential if you're operating under a trailer interchange agreement, which is common in:

Drop-and-hook operations Intermodal transport Shared freight terminals

Under these agreements, you're responsible for the trailer — even if you don't own it. If it gets damaged due to collision, theft, vandalism, fire, or explosion while it's in your care, you’re on the hook without this coverage.

Trailer Interchange Insurance covers physical damage to non-owned trailers you're using under contract, including:

Collision damage Fire Theft or vandalism Explosion or natural disasters

It’s important to note that this coverage does not cover the cargo inside the trailer — you’d need Motor Truck Cargo Insurance for that.

Good question — while they sound similar, they cover different things:

Trailer Interchange Insurance: Requires a written interchange agreement. Non-Owned Trailer Coverage: Covers trailers being used occasionally without a formal interchange agreement.

If you regularly haul other companies’ trailers as part of your contracts, you’ll likely need Trailer Interchange Insurance.

Costs depend on:

Trailer value Deductible amount Driving record Coverage limits

Most policies are affordable and can be added to your existing trucking policy. At Riseson Insurance, we’ll make sure you only pay for the coverage you actually need.

We specialize in commercial truck insurance and understand the complexities of the industry. Whether you're an owner-operator or running a small fleet, we’ll help you stay compliant and fully covered — without overpaying.

We proudly serve truckers in Tempe, Phoenix, Tucson, Chandler, Scottsdale, and Gilbert with:

Fast trailer interchange quotes Personalized policy reviews Competitive pricing with top carriers

Don’t risk paying out of pocket for a trailer you don’t even own. Call Riseson Insurance at 602-460-5470 today for a free quote on Trailer Interchange Insurance.

We’ll keep you covered — so you can keep moving.

When Does Trailer Interchange Insurance Apply?

What Does It Cover?

How Is It Different from Non-Owned Trailer Coverage?

How Much Does It Cost?

Why Work with Riseson Insurance?

Call for a Free Quote Today

• Drop-and-hook operations
• Intermodal transport
• Shared freight terminals

• Collision damage
• Fire
• Theft or vandalism
• Explosion or natural disasters

• Trailer Interchange Insurance: Requires a written interchange agreement.
• Non-Owned Trailer Coverage: Covers trailers being used occasionally without a formal interchange agreement.

• Trailer value
• Deductible amount
• Driving record
• Coverage limits

• Fast trailer interchange quotes
• Personalized policy reviews
• Competitive pricing with top carriers