
What Is Towing Coverage? And Do You Really Need It in Arizona?
September 3, 2025 | Insurance
Flat tire in Phoenix ? Dead battery in Tempe ? Locked out of your car in Chandler ? These things happen—but towing coverage can help turn a major headache into a minor inconvenience.
At Riseson Insurance , we help drivers across Arizona —including Scottsdale , Tucson , Gilbert , and beyond—understand what towing coverage is, how it works, and why it’s worth considering.
Towing coverage, also known as roadside assistance , is an optional add-on to your auto insurance policy. It covers the cost of towing your vehicle to a repair shop if it breaks down or becomes undrivable due to mechanical failure, dead battery, flat tire, or other covered reasons.
Depending on your insurance carrier and the level of coverage, towing insurance may include:
Towing (usually up to a mileage limit) Battery jump-starts Flat tire assistance Lockout service Fuel delivery (if you run out of gas) Winching (pulling your car out if it’s stuck)
Towing coverage is surprisingly affordable—often just $10 to $20 per year added to your auto policy. That’s a small price to pay for peace of mind , especially during Arizona’s hot summers, where breakdowns are more common.
Absolutely—especially if:
You drive an older vehicle You commute long distances between Gilbert, Tucson, or Scottsdale You don’t already have roadside assistance from AAA or a similar service You want a reliable, one-call solution during emergencies
Adding towing or roadside assistance is simple. At Riseson Insurance , we’ll review your current auto policy and recommend the best option for your needs and budget. We work with top carriers who offer customizable roadside plans to keep you protected, wherever the road takes you.
Whether you’re stranded on the 202 in Tempe or need a jumpstart in Phoenix, towing coverage can be a lifesaver. Contact Riseson Insurance today at 602-460-5470 to add this valuable protection to your policy.
What Is Towing Coverage?
What’s Typically Included?
How Much Does Towing Coverage Cost?
Is Towing Coverage Worth It?
How to Add Towing Coverage to Your Policy
Don’t Get Stuck – Get Covered
- Towing (usually up to a mileage limit)
- Battery jump-starts
- Flat tire assistance
- Lockout service
- Fuel delivery (if you run out of gas)
- Winching (pulling your car out if it’s stuck)
- You drive an older vehicle
- You commute long distances between Gilbert, Tucson, or Scottsdale
- You don’t already have roadside assistance from AAA or a similar service
- You want a reliable, one-call solution during emergencies