Protection & Indemnity (P&I) insurance is a specialized type of maritime insurance designed to protect shipowners and operators against liabilities arising from their operations. It is an essential coverage for those involved in the shipping, cargo , and maritime industries, addressing risks that are typically excluded from standard hull and machinery policies.

Liability Coverage P&I insurance covers a range of liabilities that shipowners may face, including: Injury or death of crew members, passengers, or third parties Damage to cargo during transit Pollution liabilities (e.g., oil spills) Wreck removal expenses Fines and penalties for regulatory breaches

Customized Solutions P&I insurance is highly adaptable and can be tailored to the unique needs of shipowners, whether they operate commercial vessels, private yachts, or fishing boats. Mutual Insurance Clubs Most P&I insurance is provided through P&I clubs, which are mutual insurance associations. These clubs pool the resources of their members to provide broad coverage and support in the event of a claim.

Maritime operations are inherently risky, and liabilities can be significant. A single pollution incident or cargo damage claim could cost millions of dollars, putting an entire business at financial risk. P&I insurance offers shipowners' peace of mind , ensuring they are protected against the unpredictable costs of maritime liabilities.

Unlike hull and machinery insurance, which covers physical damage to the ship itself, P&I insurance focuses on third-party liabilities. It complements other marine policies by filling in the gaps for liabilities related to human injury, environmental damage, and contractual obligations.

If you're a maritime operator in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , or Chandler , Riseson Insurance can help you navigate the complexities of P&I insurance. Our local expertise ensures you get tailored coverage that aligns with your specific needs.

Don’t let unforeseen liabilities jeopardize your maritime operations. Protect your business and assets with comprehensive P&I insurance. Contact Riseson Insurance in Tempe today at 602-460-5470 for a personalized quote and expert guidance.

Let us safeguard your maritime ventures so you can focus on smooth sailing!

Key Features of P&I Insurance

Why is P&I Insurance Important?

P&I Insurance vs. Other Marine Policies

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1. Liability Coverage P&I insurance covers a range of liabilities that shipowners may face, including: Injury or death of crew members, passengers, or third parties Damage to cargo during transit Pollution liabilities (e.g., oil spills) Wreck removal expenses Fines and penalties for regulatory breaches
2. Injury or death of crew members, passengers, or third parties
3. Damage to cargo during transit
4. Pollution liabilities (e.g., oil spills)
5. Wreck removal expenses
6. Fines and penalties for regulatory breaches

• Injury or death of crew members, passengers, or third parties
• Damage to cargo during transit
• Pollution liabilities (e.g., oil spills)
• Wreck removal expenses
• Fines and penalties for regulatory breaches

1. Customized Solutions P&I insurance is highly adaptable and can be tailored to the unique needs of shipowners, whether they operate commercial vessels, private yachts, or fishing boats.
2. Mutual Insurance Clubs Most P&I insurance is provided through P&I clubs, which are mutual insurance associations. These clubs pool the resources of their members to provide broad coverage and support in the event of a claim.