What Is Loss Control in Insurance

August 13, 2025 | Insurance

Most people think of insurance as a way to respond to problems — like a car accident or a house fire. But what if you could reduce the chances of those problems happening in the first place?

At Riseson Insurance , we believe that protecting your home , vehicle , or business isn’t just about having a good policy — it’s also about avoiding preventable risks. Loss control strategies help clients in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler minimize losses and potentially lower premiums.

Loss control refers to proactive steps that help reduce the frequency and severity of insurance claims. These can be safety measures, inspections, training, or improvements designed to prevent accidents, injuries, or damage.

It’s commonly used in:

Home insurance (fire prevention, security systems ) Auto insurance ( safe driving programs , vehicle maintenance) Commercial insurance (workplace safety, risk assessments , employee training)

Whether you’re a homeowner in Chandler or running a business in Phoenix, loss control can offer several key benefits:

Fewer claims – Prevention means fewer disruptions and expenses Lower premiums – Insurers reward safe behavior and lower-risk clients Peace of mind – Knowing you’ve taken steps to reduce risks Better coverage options – Some carriers offer enhanced policies for clients using loss control practices

For homeowners:

Installing smoke alarms and fire extinguishers Securing doors and windows Maintaining roofing and plumbing

For drivers:

Using telematics or driving apps Keeping up with tire and brake maintenance Avoiding distracted driving

For business owners:

Conducting regular safety training Installing security systems or cameras Using proper signage and lighting in walkways

Even in low-risk areas like Scottsdale or Gilbert, these measures can make a major difference when it comes to claim prevention and cost savings.

At Riseson Insurance , we’re not just here when things go wrong — we’re here to help you avoid the risk in the first place. Our agency works with top-rated carriers that offer loss control services and discounts , and we’ll help you:

Evaluate your current risk exposure Recommend simple, cost-effective prevention strategies Connect you with carrier-based tools and resources

Call us today at 602-460-5470 to schedule a personalized risk assessment.

What Is Loss Control?

How Loss Control Benefits You

Examples of Loss Control Strategies

How Riseson Insurance Supports Loss Control

  • Installing smoke alarms and fire extinguishers
  • Securing doors and windows
  • Maintaining roofing and plumbing
  • Using telematics or driving apps
  • Keeping up with tire and brake maintenance
  • Avoiding distracted driving
  • Conducting regular safety training
  • Installing security systems or cameras
  • Using proper signage and lighting in walkways
  • Evaluate your current risk exposure
  • Recommend simple, cost-effective prevention strategies
  • Connect you with carrier-based tools and resources