Understanding Employment Practices Liability Insurance (EPLI)

May 14, 2025 | Insurance

In today’s workplace, even the most responsible employers can face legal action from current or former employees. Whether it's a claim of wrongful termination, discrimination, or harassment, lawsuits can be costly and damaging to your company’s reputation. That’s why Employment Practices Liability Insurance (EPLI) is one of the smartest investments you can make as a business owner.

At Riseson Insurance , we help businesses across Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler secure EPLI coverage that shields them from the risks that come with managing employees.

EPLI is designed to protect businesses from claims made by employees (or even job applicants) alleging:

Wrongful termination Harassment (including sexual harassment) Discrimination (based on race, gender, age, disability, etc.) Retaliation Breach of employment contract Failure to promote or hire Mismanagement of employee benefits

With legal fees and settlements often reaching six figures or more, EPLI coverage can help keep your business financially stable during a dispute.

If you have employees, you have risk. EPLI is especially important for:

Small and mid-size businesses without in-house HR departments Companies in industries with high turnover or close customer interaction Businesses expanding their workforce or policies

Even the most compliant workplace can be targeted by a claim—merit aside. EPLI gives you the peace of mind to focus on growing your business, not defending it.

As an independent insurance agency based in Arizona , Riseson Insurance understands the unique challenges that local employers face. We partner with top-rated EPLI carriers and tailor policies that reflect your size, industry, and specific risk profile.

Our team has helped businesses throughout Tempe, Phoenix, Scottsdale, Tucson, Gilbert, and Chandler build stronger risk management strategies and avoid costly surprises.

Don’t wait until a claim is filed to protect your business. Let us help you find EPLI coverage that defends your company and preserves your reputation.

Call us at 602-460-5470 for a quote !

What Is EPLI?

Who Needs EPLI?

Why Work with Us?

Get Expert Guidance Today

  • Wrongful termination
  • Harassment (including sexual harassment)
  • Discrimination (based on race, gender, age, disability, etc.)
  • Retaliation
  • Breach of employment contract
  • Failure to promote or hire
  • Mismanagement of employee benefits
  • Small and mid-size businesses without in-house HR departments
  • Companies in industries with high turnover or close customer interaction
  • Businesses expanding their workforce or policies