Understanding Burial Insurance

April 22, 2025 | Insurance

When it comes to preparing for the future, few things offer as much peace of mind as knowing your final expenses won’t become a burden to your family. Burial insurance—also known as final expense insurance —is a smart and compassionate way to ensure your loved ones are financially protected during a difficult time.

Burial insurance is a type of life insurance policy designed to cover end-of-life expenses such as funeral services, cremation or burial, headstones, and any outstanding medical or legal bills. Unlike traditional life insurance, burial insurance typically features:

Smaller coverage amounts(usually $5,000 to $25,000) Simplified underwriting – often no medical exam required Affordable monthly premiums

This makes it an excellent option for seniors or individuals looking to relieve their family from the high cost of funeral arrangements.

The average cost of a funeral in Arizona can range from $7,000 to $12,000 or more. Without a plan in place, these expenses can fall directly on your family members. Burial insurance helps:

Prevent financial stress for loved ones Ensure your funeral wishes are honored Provide quick payout to cover urgent costs

Burial insurance is ideal for:

Seniors who don’t have life insurance People with health concerns who may not qualify for traditional life insurance Individuals wanting a simple, affordable policy just for funeral costs

Even if you already have a life insurance policy, a dedicated burial insurance plan ensures those funds aren’t eaten up by final expenses.

At Riseson Insurance , we specialize in helping families across Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler find the right burial insurance coverage that fits their needs and budget. We understand that planning for the end of life isn’t easy, but we’re here to make the process simple, respectful, and stress-free.

It’s never too early—or too late—to plan ahead. Contact Riseson Insurance today at 602-460-5470 to explore your burial insurance options and take the next step toward peace of mind for yourself and your loved ones.

Reach out to Riseson Insurance in Tempe to get a quote.

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  • Smaller coverage amounts(usually $5,000 to $25,000)
  • Simplified underwriting – often no medical exam required
  • Affordable monthly premiums
  • Prevent financial stress for loved ones
  • Ensure your funeral wishes are honored
  • Provide quick payout to cover urgent costs
  • Seniors who don’t have life insurance
  • People with health concerns who may not qualify for traditional life insurance
  • Individuals wanting a simple, affordable policy just for funeral costs