
The Importance of Sports Insurance
April 23, 2025 | Insurance
Whether you're a weekend warrior, a high school athlete, or the organizer of a youth sports league, one thing is certain—sports come with risk. That’s where sports insurance steps in. From injuries to liability claims , having the right coverage protects players, coaches, teams, and organizations from unexpected setbacks.
Sports insurance is a specialized form of coverage designed for athletes, teams, leagues, and sports-related businesses. It helps cover costs related to:
Accidental injuries to players and participants General liability for facilities or events Property damage to equipment or rented venues Event cancellation or weather-related disruptions Participant legal claims
Depending on the policy, it can be tailored for individual athletes, sports teams, gyms, coaches, or entire leagues.
If you’re involved in any aspect of sports—playing, coaching, organizing, or owning a sports-based business—you should consider sports insurance. This includes:
Youth and adult sports leagues High school and college teams Individual athletes or personal trainers Sports camps and tournaments Martial arts, dance studios, or fitness clubs Facility owners and event organizers
At Riseson Insurance , we offer customizable options, including:
Accident Medical Insurance – Covers medical bills for injuries sustained during play General Liability Insurance – Protects against claims of negligence, injury, or property damage Participant Legal Liability – For situations where a player sues due to injury Equipment Coverage – Replaces stolen or damaged gear Event Insurance – Covers last-minute cancellations, weather, or unforeseen circumstances
Arizona has a rich sports culture, from school football teams in Tempe , club soccer leagues in Gilbert , and martial arts studios in Phoenix , to tennis camps in Scottsdale , baseball tournaments in Chandler , and university athletics in Tucson. Wherever you play or train, Riseson Insurance can help you stay protected on and off the field.
Don't let an injury or liability claim take you out of the game. Call Riseson Insurance today at 602-460-5470 to learn more about sports insurance options for your needs.
Reach out to Riseson Insurance in Tempe to get a quote.
What Is Sports Insurance?
Who Needs Sports Insurance?
Types of Sports Insurance Coverage
Local Sports, Local Coverage
Play Smart. Stay Protected.
- Accidental injuries to players and participants
- General liability for facilities or events
- Property damage to equipment or rented venues
- Event cancellation or weather-related disruptions
- Participant legal claims
- Youth and adult sports leagues
- High school and college teams
- Individual athletes or personal trainers
- Sports camps and tournaments
- Martial arts, dance studios, or fitness clubs
- Facility owners and event organizers
- Accident Medical Insurance – Covers medical bills for injuries sustained during play
- General Liability Insurance – Protects against claims of negligence, injury, or property damage
- Participant Legal Liability – For situations where a player sues due to injury
- Equipment Coverage – Replaces stolen or damaged gear
- Event Insurance – Covers last-minute cancellations, weather, or unforeseen circumstances