Smart Coverage for Smart Drivers: Insurance Plans for Seniors

July 18, 2025 | Insurance

As we age, experience behind the wheel becomes one of our biggest advantages. Senior drivers often have fewer accidents and drive more cautiously than their younger counterparts. So why shouldn’t your insurance reflect that?

At Riseson Insurance in Tempe , we believe in rewarding responsible drivers—especially those with a lifetime of safe driving under their belt. That’s why we offer customized insurance plans for senior drivers across Tempe, Phoenix , Scottsdale , Tucson , Gilbert , and Chandler.

If you're over 55, you may qualify for discounted premiums , specialized coverage, and even added benefits you won’t find in a standard auto policy. Here’s what makes senior plans unique:

Many insurers offer mature driver discounts for clean driving records , fewer miles driven, and participation in certified driving courses.

If you're retired or drive less than the average commuter, you could save with low-mileage or usage-based insurance.

Senior driver plans may include:

Enhanced medical payment options Roadside assistance Rental car reimbursement Rental car reimbursement Gap coverage if your car is totaled

In Arizona , completing an approved defensive driving course may not only refresh your skills—it can also reduce your premiums. Riseson Insurance can guide you through which courses qualify and which insurers reward them.

We’re not a one-size-fits-all agency. Our team works to find coverage that fits your driving habits , budget, and lifestyle. With access to multiple top-rated carriers, we compare rates for you—so you don’t have to shop around.

You’ve earned the right to great coverage and better rates. Whether you're enjoying retirement, downsizing vehicles, or just looking for better value, Riseson Insurance is here to help you navigate the road ahead.

Reach out to Riseson Insurance in Tempe to explore your options. You’ll speak with a real person who knows the local market—and who’s ready to find the right plan for you.

Call us at 602-460-5470 or visit our website to get started.

Why Consider a Senior Driver Insurance Plan?

Lower Rates for Safer Driving

Flexible Mileage Options

Tailored Coverage

Defensive Driving = Extra Discounts

Why Seniors Choose Riseson Insurance

Let’s Make Driving Simple Again

Get a Quote Today