Save on Home Insurance with Security Discounts in Arizona

June 24, 2025 | Insurance

Homeowners in Arizona know that protecting their property goes beyond locking the front door. Investing in a reliable home security system not only brings peace of mind —it can also lead to serious savings on your home insurance. At Riseson Insurance , we’re proud to help residents in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler unlock valuable home security discounts that can make a big difference in your annual premium.

Home security discounts are incentives offered by insurance providers to homeowners who take extra steps to safeguard their property. These discounts reflect a lower risk of claims due to theft , vandalism , and even fire or water damage.

Insurance companies reward proactive protection, and that means you could pay less each year if your home is equipped with qualified security features.

Want to boost your chances of qualifying for home security discounts? Consider installing or upgrading the following:

Monitored alarm systems: Systems that alert a central station and authorities can provide substantial savings—sometimes up to 15% off your premium. Surveillance cameras and smart doorbells: Visible deterrents like video cameras reduce the risk of burglary and help provide evidence if something goes wrong. Deadbolts and reinforced doors: Strong locks and entry points are simple upgrades that may qualify for small but meaningful discounts. Smoke detectors and fire alarms: Fire prevention devices are often overlooked, but some insurers offer discounts for homes with interconnected or centrally monitored alarms. Smart home systems: Devices that allow you to monitor temperature, water flow, and door locks remotely can help prevent damage before it escalates.

Working with a local insurance agent means more personalized service and advice tailored to your home and neighborhood. At Riseson Insurance, we help Arizona homeowners understand what qualifies for discounts and make sure those savings are reflected in your policy.

Our deep roots in Tempe, Phoenix, Scottsdale, Tucson, Gilbert, and Chandler mean we understand local crime trends and which security upgrades make the most sense—and savings—for your home.

Ready to Save?

Upgrading your home’s security is a smart move—and we’re here to help you make the most of it. Reach out to Riseson Insurance in Tempe to get a quote today. Call us at 602-460-5470 to learn how you can qualify for home security discounts and reduce your home insurance costs without compromising on protection.

What Are Home Security Discounts?

Security Features That May Qualify for Discounts

Why Local Agents Make a Difference

  • Monitored alarm systems: Systems that alert a central station and authorities can provide substantial savings—sometimes up to 15% off your premium.
  • Surveillance cameras and smart doorbells: Visible deterrents like video cameras reduce the risk of burglary and help provide evidence if something goes wrong.
  • Deadbolts and reinforced doors: Strong locks and entry points are simple upgrades that may qualify for small but meaningful discounts.
  • Smoke detectors and fire alarms: Fire prevention devices are often overlooked, but some insurers offer discounts for homes with interconnected or centrally monitored alarms.
  • Smart home systems: Devices that allow you to monitor temperature, water flow, and door locks remotely can help prevent damage before it escalates.