Ride Safe, Ride Smart: The Importance of Motorcycle Insurance

May 27, 2025 | Insurance

Whether you're riding through the desert roads of Tucson or cruising down city streets in Phoenix , owning a motorcycle in Arizona means freedom, fun, and open skies. But with that freedom comes responsibility—especially when it comes to protecting yourself, your bike, and your finances. That’s where motorcycle insurance from Riseson Insurance comes in.

Motorcycles are more exposed than other vehicles, making accidents potentially more dangerous and repairs more costly. Motorcycle insurance is designed to cover:

Bodily injury and property damage liability Collision coverage Comprehensive protection ( theft , vandalism , weather damage ) Uninsured/underinsured motorist coverage Optional add-ons like roadside assistance or custom parts coverage

Without proper insurance, even a minor accident can lead to major out-of-pocket costs—not to mention legal issues if you're held liable.

In Arizona, all riders are legally required to carry liability insurance. Minimum coverage includes:

$25,000 bodily injury per person $50,000 bodily injury per accident $15,000 property damage

But these minimums often aren’t enough in the event of a serious accident. At Riseson Insurance, we help riders build affordable policies that go beyond the basics to offer real peace of mind.

Unlike national chains, we’re right here in your neighborhood. Whether you're riding from Chandler to Gilbert , or commuting between Tempe and Scottsdale , our team understands the unique needs of Arizona riders. We work with top carriers to find the best rates and the right coverage—customized for how and where you ride.

Your bike is more than just a ride—it's your passion. And protecting that passion starts with the right insurance. Let Riseson Insurance be your local partner in safety and savings.

Contact Riseson Insurance today at 602-460-5470 to get a personalized quote on motorcycle insurance.

Why Motorcycle Insurance Matters

Arizona Motorcycle Requirements

Local Coverage, Local Experts

Get the Right Coverage with Riseson Insurance

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $15,000 property damage