Windstorms can cause significant damage to homes, even in areas like Tempe , Phoenix , and Chandler , where severe weather may seem rare. Ensuring your home is protected from wind peril is a crucial part of maintaining comprehensive insurance coverage. Here's what homeowners across Arizona should know about safeguarding their property and assets.

Wind peril refers to damage caused by high winds, storms, tornadoes, or hurricanes. Common examples of wind damage include:

Roof Damage: Shingles blown off or structural damage. Broken Windows: Shattered glass caused by flying debris. Fallen Trees: Damage to property or vehicles from uprooted trees. Interior Damage: Rain entering through compromised areas of the home.

Standard homeowners' insurance typically includes coverage for wind damage, but the extent of coverage may vary. Here’s what to check in your policy:

Dwelling Coverage : Repairs to your home’s structure, including the roof , walls, and foundation. Personal Property Coverage : Replacement of belongings damaged by wind-driven rain or debris. Additional Structures Coverage: Protection for detached structures like garages or sheds. Deductibles : Windstorm damage may have a separate deductible, especially in areas prone to severe storms.

While insurance is essential, taking preventative measures can minimize damage and keep your premiums manageable:

Secure Roof and Gutters: Regularly inspect and repair shingles, flashing, and gutters. Reinforce Windows and Doors: Install storm shutters or impact-resistant glass. Trim Trees and Branches: Remove weak or overhanging branches near your home. Anchor Outdoor Items: Secure patio furniture, grills, and other outdoor items that could become projectiles.

At Riseson Insurance, we’re dedicated to helping homeowners in Tempe, Phoenix, Scottsdale , Tucson , Gilbert , and Chandler protect their properties from wind-related risks. Our team will review your current policy, recommend enhancements, and provide peace of mind.

Reach out to Riseson Insurance in Tempe at 602-460-5470 for a comprehensive policy review and personalized quote.

What Is Wind Peril?

Does Your Insurance Cover Wind Damage?

Preparing Your Property for Wind Peril

Riseson Insurance: Your Local Wind Damage Experts

• Roof Damage: Shingles blown off or structural damage.
• Broken Windows: Shattered glass caused by flying debris.
• Fallen Trees: Damage to property or vehicles from uprooted trees.
• Interior Damage: Rain entering through compromised areas of the home.

1. Dwelling Coverage : Repairs to your home’s structure, including the roof , walls, and foundation.
2. Personal Property Coverage : Replacement of belongings damaged by wind-driven rain or debris.
3. Additional Structures Coverage: Protection for detached structures like garages or sheds.
4. Deductibles : Windstorm damage may have a separate deductible, especially in areas prone to severe storms.

• Secure Roof and Gutters: Regularly inspect and repair shingles, flashing, and gutters.
• Reinforce Windows and Doors: Install storm shutters or impact-resistant glass.
• Trim Trees and Branches: Remove weak or overhanging branches near your home.
• Anchor Outdoor Items: Secure patio furniture, grills, and other outdoor items that could become projectiles.