Protecting Your Pride and Joy: Classic Car Insurance in Arizona

April 25, 2025 | Insurance

Owning a classic car isn’t just about driving—it’s about preserving history, passion, and craftsmanship. Whether you cruise the boulevards of Tempe or show off your ride at car shows in Scottsdale , your vintage vehicle deserves more than just standard auto insurance. That’s where classic car insurance from Riseson Insurance comes in.

Classic car insurance is a specialized policy designed for vintage, collectible, or antique vehicles. Unlike regular car insurance, it accounts for the unique value, limited use, and appreciation of classic cars. This type of policy provides:

Agreed value coverage – You and the insurer agree on your car’s value upfront Lower premiums – Because classic cars are typically driven less and cared for more Specialized protection – Covers rare parts, restoration, and show use Mileage limits and usage guidelines – Tailored for collectors, not commuters

Your car might qualify for classic car insurance if it:

Is at least 10–25 years old (depending on the insurer ) Is used primarily for shows, parades, or weekend driving Is stored securely and in excellent condition Is not your daily driver

Whether you own a 1965 Mustang, a vintage Porsche, or a lovingly restored pickup, Riseson Insurance can help you protect it properly.

Regular car insurance often doesn’t reflect the true value of your classic car. If there’s a total loss, you could end up with a payout based on depreciation —not passion. Classic car insurance offers:

Agreed value reimbursement (no depreciation surprises) Coverage for custom parts and modifications Towing and roadside assistance for show vehicles Protection at car shows and events

Arizona is a hotbed for car lovers, with events and meetups throughout Phoenix , Tucson , Chandler , Gilbert , Scottsdale, and beyond. From the Goodguys Southwest Nationals to local Saturday morning cruises, we understand the needs of collectors in our desert climate.

Don’t settle for standard insurance on something extraordinary. Contact Riseson Insurance today at 602-460-5470 to get a quote and see how we can protect your automotive treasure.

Reach out to Riseson Insurance in Tempe to get a quote.

What Is Classic Car Insurance?

Is Your Vehicle Eligible?

Why You Need Specialized Coverage

Serving Arizona’s Classic Car Enthusiasts

  • Agreed value coverage – You and the insurer agree on your car’s value upfront
  • Lower premiums – Because classic cars are typically driven less and cared for more
  • Specialized protection – Covers rare parts, restoration, and show use
  • Mileage limits and usage guidelines – Tailored for collectors, not commuters
  • Is at least 10–25 years old (depending on the insurer )
  • Is used primarily for shows, parades, or weekend driving
  • Is stored securely and in excellent condition
  • Is not your daily driver
  • Agreed value reimbursement (no depreciation surprises)
  • Coverage for custom parts and modifications
  • Towing and roadside assistance for show vehicles
  • Protection at car shows and events