
Protecting Your Investment: A Guide to Mobile Home Insurance
June 3, 2025 | Insurance
Mobile homes offer flexibility, affordability, and a unique lifestyle—but they also come with their own set of insurance needs. Whether your mobile home is your primary residence or a seasonal retreat, having the right coverage is crucial. At Riseson Insurance , we specialize in helping Arizona residents find tailored mobile home insurance solutions that protect what matters most.
Mobile home insurance is designed to cover manufactured or modular homes. A standard policy typically includes:
Dwelling Coverage – Protects the structure of your mobile home from risks like fire , hail , wind , and vandalism. Personal Property Coverage – Covers the belongings inside your home such as electronics, furniture, and clothing. Liability Protection – Offers financial protection if someone is injured on your property. Additional Living Expenses – Helps cover temporary living costs if your home is damaged and becomes uninhabitable.
Living in Arizona means enjoying scenic desert views and sunny skies, but it also comes with risks like monsoons , wildfires , and severe windstorms. A comprehensive mobile home insurance policy safeguards you from unexpected costs that could otherwise be financially devastating.
As an independent insurance agency based in Tempe , Riseson Insurance understands the unique risks homeowners face in this region. We work closely with leading insurance carriers to find the best value for your specific needs and budget.
Whether you live in Phoenix , Scottsdale , Tucson , Gilbert , or Chandler , we’re just a call away to help you protect your mobile home and everything in it.
Several factors affect the cost of your mobile home insurance, including:
Location Age and condition of your home Safety features and upgrades Coverage limits and deductibles
We’ll walk you through each option to ensure you’re neither over- nor under-insured.
At Riseson Insurance, we’re here to simplify the insurance process and find a policy that fits your lifestyle and budget. Protect your mobile home today and gain peace of mind for tomorrow.
Call us today at 602-460-5470 to get a quote.
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- Dwelling Coverage – Protects the structure of your mobile home from risks like fire , hail , wind , and vandalism.
- Personal Property Coverage – Covers the belongings inside your home such as electronics, furniture, and clothing.
- Liability Protection – Offers financial protection if someone is injured on your property.
- Additional Living Expenses – Helps cover temporary living costs if your home is damaged and becomes uninhabitable.
- Location
- Age and condition of your home
- Safety features and upgrades
- Coverage limits and deductibles