Life is unpredictable, and a sudden diagnosis of a critical illness can be financially devastating. Medical expenses , lost wages, and ongoing care costs can add up quickly, putting a strain on your savings. Critical illness insurance is designed to provide financial security during these challenging times by offering a lump-sum payout when you need it most.

Critical illness insurance provides a one-time cash benefit if you're diagnosed with a covered serious illness, such as:

Cancer Heart attack Stroke Organ failure Major surgeries like coronary artery bypass

This lump-sum payment can be used for medical treatments, household expenses, travel for medical care, or anything else you need during your recovery.

Medical insurance covers a portion of healthcare costs, but it doesn’t account for lost income, specialized treatments, or non-medical expenses like mortgage payments. With critical illness insurance, you can:

Cover Out-of-Pocket Costs: Pay for treatments, co-pays , and medications not fully covered by health insurance. Maintain Financial Stability: Avoid dipping into savings or retirement funds to cover daily living expenses. Ensure Peace of Mind : Focus on recovery instead of financial stress.

While anyone can benefit from this coverage, it is especially important for:

Individuals with high- deductible health plans Sole breadwinners or self-employed professionals People with a family history of serious illness Those wanting extra financial security beyond traditional health insurance

At Riseson Insurance , we help residents in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler find the right critical illness insurance policy tailored to their needs. Our expert team will guide you through your options and ensure you have the financial protection you deserve.

Secure your future today. Call Riseson Insurance at 602-460-5470 for a free quote !

What is Critical Illness Insurance?

Why Consider Critical Illness Insurance?

Who Needs Critical Illness Insurance?

Get the Right Coverage

• Cancer
• Heart attack
• Stroke
• Organ failure
• Major surgeries like coronary artery bypass

• Cover Out-of-Pocket Costs: Pay for treatments, co-pays , and medications not fully covered by health insurance.
• Maintain Financial Stability: Avoid dipping into savings or retirement funds to cover daily living expenses.
• Ensure Peace of Mind : Focus on recovery instead of financial stress.

• Individuals with high- deductible health plans
• Sole breadwinners or self-employed professionals
• People with a family history of serious illness
• Those wanting extra financial security beyond traditional health insurance