Progressive Side-by-Side Insurance
July 14, 2025 | Insurance, Insurance Companies, Tempe, Arizona
Arizona is made for adventure, and side-by-sides —also known as UTVs (Utility Task Vehicles)—are a favorite way to explore the rugged beauty of the desert. Whether you're tearing through trails in Phoenix , working the land near Gilbert , or taking your UTV out for a weekend ride in Tucson , having the right insurance coverage is essential. That’s where Progressive’s side-by-side insurance comes in—and Riseson Insurance in Tempe is here to help you get the protection you need.
Progressive offers comprehensive protection for your UTV or side-by-side. Here's what’s typically included:
Liability Coverage: Covers bodily injury and property damage if you’re at fault in an accident. This is especially important if you're riding in areas where you're sharing space with others.
Comprehensive Coverage: Protects your side-by-side from theft , vandalism , fire , and other non-collision-related damages.
Collision Coverage: Covers repairs or replacement if your UTV is damaged in an accident, whether on a trail or on your property.
Uninsured/Underinsured Motorist : Provides protection if you're involved in an accident with someone who doesn’t have enough insurance—or any at all.
Custom Parts & Accessories: Progressive includes up to $3,000 in coverage for aftermarket parts and custom upgrades, with options to increase that limit if needed.
Medical Payments: Helps cover medical costs if you or your passenger are injured in a riding accident.
Trailer Coverage (Optional): Need to haul your side-by-side? You can also add coverage for your trailer.
Depending on how you use your UTV, Arizona may require specific coverage, especially if your side-by-side is registered for street use. Local laws can be complex, which is why working with a knowledgeable local agency like Riseson Insurance is your best bet. We can ensure your policy meets all state requirements and gives you peace of mind wherever you ride.
As your local independent insurance agency , we work directly with Progressive and other top providers to match you with the best side-by-side insurance coverage available. Whether you’re in Tempe, Phoenix, Scottsdale , Tucson, Gilbert, or Chandler , our team is ready to help.
We understand the unique insurance needs of Arizona off-road enthusiasts and can bundle your UTV policy with your auto , home , or RV insurance to save you money.
Reach out to Riseson Insurance in Tempe to get a quote Call us at 602-460-5470 or fill out a quick form online to get started. Let’s make sure your side-by-side is ready for whatever the trail throws at you.