Progressive RV Insurance: What Arizona RV Owners Need to Know

July 8, 2025 | Insurance

Whether you're cruising across Arizona's scenic highways or parking your RV for a weekend getaway, having the right RV insurance is essential. At Riseson Insurance , we’re proud to help local drivers in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler find the coverage that protects their adventure on the road.

One of the top names in RV protection? Progressive RV Insurance — and here’s why it might be the perfect fit for your needs.

Progressive offers flexible, comprehensive protection for a wide range of recreational vehicles, including:

Motorhomes (Class A, B, and C) Fifth wheels Travel trailers Pop-up campers Toy haulers

Here’s a breakdown of the key protections you can include in your policy:

Liability Coverage – Pays if you're at fault for injury or property damage to others. Collision Coverage – Pays to repair or replace your RV after an accident. Comprehensive Coverage – Covers theft , fire , hail , falling objects , or vandalism. Uninsured/Underinsured Motorist – Helps if someone hits you and they don’t have proper coverage.

Vacation Liability – Helps if someone gets injured at your campsite. Full-Timer Liability – Great for RVers who live in their vehicle full-time. Total Loss Replacement – If your RV is totaled, this replaces it with a brand-new one. Emergency Expense Coverage – Covers food, lodging, and transportation if you’re stranded during a trip. Pet Injury Protection – Helps cover vet bills if your pet is injured in an RV crash. Custom Equipment Coverage – Protects installed items like awnings, solar panels, or satellite dishes.

Progressive offers multiple ways to save, including:

Bundling with car or home insurance Safe driving history Paying your policy in full Getting a quote in advance Original owner discount RV club member savings (e.g., Good Sam)

Arizona’s beauty is unmatched — but so are its risks. If you're parking or storing your RV in the Valley or southern desert regions, keep in mind:

Monsoon season can cause water and wind damage. Extreme heat can damage tires and electrical systems. Theft and vandalism are real risks, especially for parked RVs.

That's why we often recommend comprehensive coverage with a high enough deductible to keep premiums affordable, but low enough that you’re protected from serious losses.

Want expert help finding the best RV coverage for your needs? Reach out to Riseson Insurance in Tempe at 602-460-5470 to get a quote today!

Let’s protect your next road trip the right way — with the confidence that comes from a well-built RV insurance plan.

What Does Progressive RV Insurance Cover?

Standard Coverages:

Optional Coverages:

Progressive RV Insurance Discounts

RV Insurance Tips for Arizona Owners

Get Your Personalized RV Quote Today!

  • Vacation Liability – Helps if someone gets injured at your campsite.
  • Full-Timer Liability – Great for RVers who live in their vehicle full-time.
  • Total Loss Replacement – If your RV is totaled, this replaces it with a brand-new one.
  • Emergency Expense Coverage – Covers food, lodging, and transportation if you’re stranded during a trip.
  • Pet Injury Protection – Helps cover vet bills if your pet is injured in an RV crash.
  • Custom Equipment Coverage – Protects installed items like awnings, solar panels, or satellite dishes.
  • Monsoon season can cause water and wind damage.
  • Extreme heat can damage tires and electrical systems.
  • Theft and vandalism are real risks, especially for parked RVs.