If you're in the trucking, freight , or logistics business, protecting your cargo is just as important as protecting your truck. That’s where Motor Truck Cargo Insurance comes in — a must-have policy for any carrier transporting goods for others.

At Riseson Insurance , we provide tailored cargo insurance solutions to trucking businesses in Phoenix , Tempe , Tucson , Scottsdale , Gilbert , and Chandler. Whether you're an owner-operator or manage a full fleet, we’ll make sure your cargo is covered from pickup to delivery.

Motor Truck Cargo Insurance provides coverage for the freight or commodities you haul in case of:

Theft Fire Collision Stranding or overturning Accidental damage Water damage (from weather or road conditions)

If you transport goods for hire, most clients or shippers require proof of cargo coverage before doing business with you. Without it, you risk not only financial loss — but also lost contracts.

You likely need Motor Truck Cargo Insurance if you're involved in:

General freight hauling Refrigerated or perishable goods transport Auto transport Flatbed, box truck, or dry van hauling Final-mile or LTL deliveries

Even if you already carry primary liability or physical damage coverage, cargo insurance is essential for protecting the actual goods in transit.

Rates vary depending on:

Type and value of cargo Radius of operation Claims history Deductible level Deductible level Vehicle type and driver experience

At Riseson Insurance , we work with multiple carriers to find the best cargo insurance at the most competitive rate — without sacrificing protection.

As a local agency , we understand Arizona's trucking and logistics environment. Our team specializes in commercial truck insurance and provides fast, reliable support when you need it.

Need proof of insurance fast? Have questions about coverage requirements? We're just a call away.

Don't let uncovered cargo become your biggest liability. Call Riseson Insurance at 602-460-5470 for a fast, free Motor Truck Cargo Insurance quote — and get the protection your business deserves.

What Is Motor Truck Cargo Insurance?

Who Needs It?

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Why Choose Riseson Insurance?

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• Theft
• Fire
• Collision
• Stranding or overturning
• Accidental damage
• Water damage (from weather or road conditions)

• General freight hauling
• Refrigerated or perishable goods transport
• Auto transport
• Flatbed, box truck, or dry van hauling
• Final-mile or LTL deliveries

• Type and value of cargo
• Radius of operation
• Claims history
• Deductible level Deductible level Deductible level
• Vehicle type and driver experience