Driving in Arizona means sunshine, scenic roads, and—let’s be honest—rising car insurance costs. But cheap car insurance doesn’t have to mean sacrificing good coverage. At Riseson Insurance , we help drivers across Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler find affordable auto insurance that still protects what matters most.

"Cheap" car insurance simply means affordable coverage that fits your budget—without cutting corners on protection. Whether you're a student, a new driver, or just tired of overpaying, there are options to lower your premium while staying fully covered.

Several factors can influence your car insurance premium in Arizona:

Driving record – Clean records mean lower rates Vehicle type – Older or safer vehicles are cheaper to insure Credit score – Yes, in Arizona, this can impact your rate Location – Urban areas like Phoenix or Tucson may have higher premiums Coverage level – More coverage = higher price, but better protection

At Riseson Insurance, we do the hard work for you. We compare quotes from multiple top carriers to find the best deal for your situation. Here’s how you can save:

Bundle your policies ( home + auto = big discounts ) Ask about low-mileage or good student discounts Increase your deductible (if you’re comfortable with a higher out-of-pocket cost) Review your coverage regularly Work with a local, independent agent —like us!

To legally drive in Arizona, you must carry at least:

$25,000 for bodily injury liability per person $50,000 for bodily injury per accident $15,000 for property damage

But don’t stop there—many drivers choose additional protection like collision , comprehensive , and uninsured motorist coverage to fully protect themselves on the road.

Affordable auto insurance is just a call away. Contact Riseson Insurance at 602-460-5470 and let us find the cheapest car insurance that still delivers real peace of mind.

Reach out to Riseson Insurance in Tempe to get a quote.

What Is "Cheap" Car Insurance?

What Affects Car Insurance Rates?

How to Find Cheap Car Insurance in Arizona

Arizona Minimum Car Insurance Requirements

Start Saving on Car Insurance Today

• Driving record – Clean records mean lower rates
• Vehicle type – Older or safer vehicles are cheaper to insure
• Credit score – Yes, in Arizona, this can impact your rate
• Location – Urban areas like Phoenix or Tucson may have higher premiums
• Coverage level – More coverage = higher price, but better protection

• Bundle your policies ( home + auto = big discounts )
• Ask about low-mileage or good student discounts
• Increase your deductible (if you’re comfortable with a higher out-of-pocket cost)
• Review your coverage regularly
• Work with a local, independent agent —like us!

• $25,000 for bodily injury liability per person
• $50,000 for bodily injury per accident
• $15,000 for property damage