How Telematics Can Lower Your Auto Insurance rates in Arizona

June 25, 2025 | Insurance

Technology is changing the way we drive—and the way we insure our vehicles. One of the most exciting advancements in car insurance today is telematics. At Riseson Insurance , we help Arizona drivers in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler take advantage of this innovative tool to earn discounts and get rewarded for safe driving habits.

Telematics refers to the use of technology—usually a small device or smartphone app—that tracks your driving behavior. It collects data such as:

Mileage driven Acceleration and braking patterns Speed Time of day you drive Phone use while driving

Insurers use this information to better understand your risk profile and, in many cases, offer personalized discounts based on how safely you drive.

With telematics, safe drivers can earn significant discounts—sometimes up to 30% or more. If you're someone who:

Drives mostly during the day Stays within the speed limit Avoids harsh braking or sharp turns Doesn’t use your phone while driving

…then you're likely to benefit from a telematics-based policy.

Some insurance programs even offer instant enrollment discounts, just for signing up and agreeing to participate.

Telematics is ideal for:

Low-mileage drivers who don’t commute far Parents of teen drivers who want extra insight into their habits Seniors or retirees who drive cautiously Anyone confident in their safe driving record

It’s also a great way to take more control over your premium , especially if you feel your rates don’t reflect your actual risk.

Choosing a telematics program is easier when you have a trusted advisor by your side. At Riseson Insurance, we walk you through the pros and cons of each insurer’s telematics option, help you understand the privacy settings, and make sure you're getting the maximum reward for your safe driving.

Safe driving deserves to be rewarded. Ready to explore how telematics can reduce your auto insurance premium? Reach out to Riseson Insurance in Tempe to get a quote today. Call us at 602-460-5470 and let’s talk about your driving habits—and your savings.

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  • Mileage driven
  • Acceleration and braking patterns
  • Speed
  • Time of day you drive
  • Phone use while driving
  • Drives mostly during the day
  • Stays within the speed limit
  • Avoids harsh braking or sharp turns
  • Doesn’t use your phone while driving
  • Low-mileage drivers who don’t commute far
  • Parents of teen drivers who want extra insight into their habits
  • Seniors or retirees who drive cautiously
  • Anyone confident in their safe driving record