How Multi-Vehicle Discounts Can Lower Your Insurance costs in AZ

June 26, 2025 | Insurance

If you have more than one vehicle in your household, you could be missing out on one of the easiest ways to save on auto insurance —multi-vehicle discounts. At Riseson Insurance , we help drivers in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler maximize their coverage while minimizing their premiums by bundling their cars under one policy.

A multi-vehicle discount is a price break offered by insurance companies when you insure two or more cars on the same policy or with the same carrier. Instead of paying separate premiums for each vehicle, you combine them into one plan—leading to significant savings and easier policy management.

Most insurers offer discounts between 10% and 25% per vehicle, depending on your carrier and coverage type. That can mean hundreds of dollars back in your pocket each year, especially for families with multiple drivers or vehicles.

You may be eligible for a multi-vehicle discount if:

You own two or more cars, trucks, or SUVs All vehicles are registered at the same address Policyholders are related or live in the same household

Even if your second vehicle is only driven occasionally—like a weekend truck or a teen's car—it may still qualify.

In addition to lower rates, bundling your vehicles under one policy also means:

One renewal date Streamlined billing Simplified claims process Consistent coverage limits across vehicles

Plus, insurers often offer additional discounts when you pair a multi-vehicle policy with home , renters , or motorcycle insurance.

At Riseson Insurance, we specialize in helping Arizona drivers find the best multi-vehicle insurance options tailored to their lifestyles. Whether you're a couple with two cars, a growing family, or even a retiree with a daily driver and a classic convertible—we’ll make sure you get every available discount.

Let’s Make Insurance Simple and Affordable

If you’re paying separate premiums for each of your vehicles, it’s time to see how much you could save. Reach out to Riseson Insurance in Tempe to get a quote today. call us at 602-460-5470 and 602-460-5470602-460-5470 today. Call us at 602-460-5470, and let us help you bundle your coverage and boost your savings.

What Is a Multi-Vehicle Discount?

How Much Can You Save?

Who Qualifies?

Benefits Beyond Savings

Why Local Agents Matter

  • You own two or more cars, trucks, or SUVs
  • All vehicles are registered at the same address
  • Policyholders are related or live in the same household
  • One renewal date
  • Streamlined billing
  • Simplified claims process
  • Consistent coverage limits across vehicles