Being labeled a high-risk driver doesn’t mean you’re out of options—it just means you need the right team on your side. At Riseson Insurance , we specialize in helping Arizona drivers get reliable, affordable high-risk auto insurance coverage —without the stress or judgment.

Whether you're in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , or Chandler , we’re your local, trusted agency ready to help you get back on the road.

High-risk auto insurance auto insurance is coverage designed for drivers who may have:

Multiple traffic violations or accidents A DUI or reckless driving conviction A lapse in previous coverage Poor credit (in states where it's a factor) Little driving experience (new or young drivers)

Insurance companies see these factors as indicators of greater risk—and that usually means higher premiums or fewer policy options. That’s where Riseson Insurance steps in.

We’re a local Arizona agency that understands the unique needs of high-risk drivers across the state. When you work with us, you get:

Tailored coverage options for your situation Competitive rates , even if you’ve been turned down elsewhere SR-22 filings if required by the state Flexible payment plans to make coverage affordable Personalized support from real, local agents

We proudly serve clients in Tempe, Phoenix, Scottsdale, Tucson, Gilbert, and Chandler—and we’re just one call away.

The good news? High-risk status doesn’t last forever. Many of our clients lower their premiums within 12–36 months with safe driving and responsible habits. Here are a few tips:

Maintain a clean driving record Keep continuous insurance coverage Consider taking a defensive driving course Ask us about safe driver discounts Improve your credit score

At Riseson Insurance, we’ll guide you every step of the way and help you requalify for better rates as soon as you’re eligible.

If you live in Tempe, Phoenix, Scottsdale, Tucson, Gilbert, or Chandler and need high-risk auto insurance, we’ve got your back. We’re here to help you find peace of mind and get you back on the road—quickly and affordably.

Call Riseson Insurance at 602-460-5470 Or visit us online to get your free quote today!

What Is High-Risk Driver Insurance?

Why Choose Riseson Insurance?

How to Lower Your Rates Over Time

Get a Free High-Risk Insurance Quote Today

• Multiple traffic violations or accidents
• A DUI or reckless driving conviction
• A lapse in previous coverage
• Poor credit (in states where it's a factor)
• Little driving experience (new or young drivers)

• Tailored coverage options for your situation
• Competitive rates , even if you’ve been turned down elsewhere
• SR-22 filings if required by the state
• Flexible payment plans to make coverage affordable
• Personalized support from real, local agents

• Maintain a clean driving record
• Keep continuous insurance coverage
• Consider taking a defensive driving course
• Ask us about safe driver discounts
• Improve your credit score