If you live in Arizona , you've likely seen one of our most dramatic weather events roll in like a wall of brown—the haboob. These intense dust storms can reduce visibility to zero, damage property , and even lead to dangerous driving conditions.

At Riseson Insurance , we help homeowners and drivers in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler protect what matters with insurance policies designed to handle haboob-related damage.

A haboob is a large, fast-moving dust storm caused by strong thunderstorm winds blowing across Arizona’s dry desert terrain. They typically occur during monsoon season (June through September) and can bring:

Blinding dust and dirt Gusts of wind up to 60+ mph Flying debris Property damage Dangerous driving conditions

While they may only last 10 to 30 minutes, the damage can be long-lasting—especially if you’re not insured properly.

Home Damage:

Dust infiltration through vents and windows Roof or siding damage from high winds and debris Broken windows or screens HVAC system damage from dust clogging

Vehicle Damage:

Sandblasted paint and windshields Engine or air filter issues from dust Damage from flying debris or falling branches Accidents caused by low visibility

Even a short-lived storm can result in thousands of dollars in damage if you're not adequately covered.

In most cases, yes—but only if you have the right coverage.

Homeowners Insurance typically covers wind and storm-related damage , including:

Broken windows Roof damage Debris removal Interior damage if the storm breaches your home

Auto Insurance : You’ll need comprehensive coverage to be protected from:

Windshield damage Paint damage from flying debris Sandblasting Non-collision-related repairs

If you're unsure whether your current policy covers haboob-related risks, Riseson Insurance can help you review and update your plan.

Park your car in a garage or under cover Close all windows and doors tightly Change air filters regularly Have an emergency kit ready for power outages or road closures Avoid driving during dust storms—pull off the road if visibility drops

Being prepared helps but having the right insurance coverage is your best defense.

Don’t wait until the next haboob costs you thousands in out-of-pocket repairs. Let Riseson Insurance help you find the right home and auto coverage to protect your property and your peace of mind.

Call us today at 602-460-5470 to talk to a local agent who knows Arizona weather and how to insure against it.

What Is a Haboob?

How Haboobs Can Damage Property

Is Haboob Damage Covered by Insurance?

How to Prepare for Haboobs in Arizona

Get Covered Before the Next Dust Storm Hits

• Blinding dust and dirt
• Gusts of wind up to 60+ mph
• Flying debris
• Property damage
• Dangerous driving conditions

• Dust infiltration through vents and windows
• Roof or siding damage from high winds and debris
• Broken windows or screens
• HVAC system damage from dust clogging

• Sandblasted paint and windshields
• Engine or air filter issues from dust
• Damage from flying debris or falling branches
• Accidents caused by low visibility

• Broken windows
• Roof damage
• Debris removal
• Interior damage if the storm breaches your home

• Windshield damage
• Paint damage from flying debris
• Sandblasting
• Non-collision-related repairs

• Park your car in a garage or under cover
• Close all windows and doors tightly
• Change air filters regularly
• Have an emergency kit ready for power outages or road closures
• Avoid driving during dust storms—pull off the road if visibility drops