
Evaluate Your Insurance Provider: A Smart Policyholder's Guide
May 5, 2025 | Insurance Companies
Choosing the right insurance provider is just as important as picking the right policy. Whether you're reviewing your auto , home , life , or business coverage , your provider should be more than just a name on a premium invoice—they should be a partner in your protection.
At Riseson Insurance , we help individuals and businesses across Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler make informed decisions about who they trust with their coverage. Here’s how you can confidently evaluate your insurance provider.
An insurance provider’s financial strength determines their ability to pay claims—even during large-scale disasters or economic downturns. Look for providers rated A or higher by agencies like A.M. Best , Standard & Poor’s , or Moody’s.
Pro Tip: Ask your agent to share the provider’s most recent rating or help you compare options.
The true test of an insurer comes when it’s time to file a claim. A good provider will have a smooth, transparent, and supportive claims process. Check for:
24/7 claims service Easy online or app-based filing Customer testimonials and reviews Fast turnaround on settlements
Your provider should offer a range of products that match your current needs and can grow with you. For example:
Home + auto bundling Custom business policies Life insurance add-ons ( riders ) Specialty policies like pet , classic car, or rental property insurance
Working with a local agency like Riseson Insurance gives you access to real people who understand the risks and regulations unique to Arizona.
From monsoon season in Phoenix to property valuations in Scottsdale, or wildfire risk near Tucson, local knowledge makes a big difference.
Does your provider pick up the phone? Do they return emails? A great insurance company is available, responsive, and proactive—not just at renewal time. Look for agents who:
Clearly explain your coverage Alert you to upcoming changes Help you understand policy language Offer annual reviews to keep coverage up to date
Don’t just take the company’s word for it—see what others are saying. Check:
Google Reviews BBB (Better Business Bureau) ratings Consumer Affairs and J.D. Power rankings
At Riseson Insurance, we offer policy reviews to make sure you’re getting the value, service, and protection you deserve. Whether you're in Tempe, Phoenix, Scottsdale, Tucson, Gilbert, or Chandler, we’ll walk you through your current plan and compare it with trusted carriers we work with.
Call us at 602-460-5470 to get a quote .
1. Financial Strength
2. Claims Service
3. Coverage Options & Flexibility
4. Local Understanding & Personal Service
5. Customer Service & Communication
6. Reputation & Reviews
Want a Second Opinion on Your Coverage?
- 24/7 claims service
- Easy online or app-based filing
- Customer testimonials and reviews
- Fast turnaround on settlements
- Home + auto bundling
- Custom business policies
- Life insurance add-ons ( riders )
- Specialty policies like pet , classic car, or rental property insurance
- Clearly explain your coverage
- Alert you to upcoming changes
- Help you understand policy language
- Offer annual reviews to keep coverage up to date
- Google Reviews
- BBB (Better Business Bureau) ratings
- Consumer Affairs and J.D. Power rankings