Directors and Officers Insurance Is Essential for Every Business

August 5, 2025 | Insurance

Running a business in Arizona means navigating complex risks, especially when it comes to corporate leadership. Whether you're managing a fast-growing startup in Tempe , a nonprofit in Phoenix , or a family business in Scottsdale , Directors and Officers (D&O) Insurance is a must-have to protect your company’s key decision-makers.

At Riseson Insurance , we help Arizona businesses secure the D&O insurance coverage they need—without the confusion.

Directors and Officers Insurance protects your company's leadership—owners, directors, board members, and executives—if they’re sued over decisions made while managing the company. That could include:

Allegations of financial mismanagement Breach of fiduciary duty Misrepresentation to investors Employment practices claims

These lawsuits can come from investors, employees, customers, or even regulatory agencies—and without coverage, the costs can be devastating.

You might be surprised to learn that D&O insurance isn’t just for large corporations. It’s critical for:

Private businesses Nonprofits Startups and tech firms HOAs and professional associations

If you have a board or executives making high-stakes decisions, you need protection.

Let’s say you run a fast-growing company in Chandler , and a former employee sues the board over a hiring dispute. Even if the claim is groundless, legal defense alone could cost tens of thousands. D&O insurance would help cover that.

Arizona businesses face unique risks—from rapid economic growth to evolving regulatory environments. Our D&O policies are designed with local insight and flexible coverage options. Whether your headquarters is in Gilbert , your board meets in Tucson , or your clients are across Scottsdale and Phoenix, Riseson Insurance can help you stay protected.

Legal fees for directors and officers Settlements and court judgments Claims of errors, omissions, or breach of duty Defense against allegations—even if unfounded

We're not a call center—we’re your neighbors. We take time to understand your business and guide you to the right policy. Whether you’re a small nonprofit or an emerging tech company, we tailor our solutions to match your risk profile and budget.

Based right here in Arizona Talk directly to a licensed agent We shop the best carriers for you

Don’t leave your leadership team exposed. Call Riseson Insurance today at 602-460-5470 for a free, no-pressure consultation and custom quote. Let’s protect what matters most—your people and your future.

What Is D&O Insurance?

Who Needs D&O Insurance?

Local Coverage Tailored to Arizona Businesses

What Does D&O Insurance Cover?

Why Choose Riseson Insurance?

Get a Free D&O Insurance Quote Today

  • Allegations of financial mismanagement
  • Breach of fiduciary duty
  • Misrepresentation to investors
  • Employment practices claims
  • Private businesses
  • Nonprofits
  • Startups and tech firms
  • HOAs and professional associations
  1. Based right here in Arizona
  2. Talk directly to a licensed agent
  3. We shop the best carriers for you