From extreme heat waves to unexpected floods and wildfires , climate risk is no longer a distant threat—it’s a daily reality for businesses across Arizona.

If your business operates in Phoenix , Tempe , Scottsdale , Tucson , Gilbert , or Chandler , you’re already seeing the impacts of rising temperatures, droughts, and seasonal weather volatility. Now is the time to assess how climate risk affects your insurance coverage —before you’re caught off guard.

At Riseson Insurance , we help Arizona businesses prepare for climate-driven risks with tailored commercial insurance solutions.

Climate risk refers to the potential negative impact that climate-related events—like extreme heat, drought, floods, and wildfires—can have on your business operations , property , and supply chains.

In Arizona, common climate risks include:

Extreme heat damage to infrastructure, equipment, or vehicles Wildfire exposure and smoke damage Flooding from monsoon rains Business interruptions caused by power outages or road closures

If your current insurance policy doesn’t specifically address these risks, you may be underinsured.

Construction and contracting (equipment and job site exposure) Retail and hospitality (property and customer access) Real estate and property management Healthcare and senior care facilities Logistics and transportation

Whether you operate a restaurant in Gilbert, manage a delivery fleet in Chandler, or own rental properties in Tucson, climate risks can impact your bottom line and disrupt operations.

Here’s what to ask yourself:

Does your property insurance cover fire and water damage from climate events? Do you have business interruption insurance in case of utility outages or road closures? Is your fleet or commercial auto insurance sufficient for heat-related breakdowns? Have you reviewed your liability coverage in the event of injury or loss due to a weather-related hazard ?

At Riseson Insurance , we’ll walk through these questions with you and help ensure you're fully covered.

Local Experience – We understand Arizona’s unique weather risks Custom Solutions – We tailor commercial policies for your industry Proactive Planning – We help you identify and mitigate risk before disaster strikes Responsive Support – We’re based in Arizona, so you’re never on your own

We work with top-rated national carriers but keep our focus local—right here in Tempe, Phoenix, Scottsdale, Tucson, Gilbert, and Chandler.

Schedule a policy review with one of our agents Identify your exposures related to weather and climate Update your coverage to close gaps Build resilience into your business plan

Don’t wait for a climate event to expose coverage gaps. Call Riseson Insurance at 602-460-5470 today to schedule a free risk assessment and policy review.

We’ll make sure your business is prepared—not just for today, but for the climate of tomorrow.

What Is Climate Risk?

Industries in Arizona Most Affected by Climate Risk

Is Your Insurance Policy Climate-Ready?

Why Arizona Businesses Trust Riseson Insurance

How to Start Managing Your Climate Risk Today

Get a Free Climate Risk Insurance Assessment

• Extreme heat damage to infrastructure, equipment, or vehicles
• Wildfire exposure and smoke damage
• Flooding from monsoon rains
• Business interruptions caused by power outages or road closures

• Construction and contracting (equipment and job site exposure)
• Retail and hospitality (property and customer access)
• Real estate and property management
• Healthcare and senior care facilities
• Logistics and transportation

• Does your property insurance cover fire and water damage from climate events?
• Do you have business interruption insurance in case of utility outages or road closures?
• Is your fleet or commercial auto insurance sufficient for heat-related breakdowns?
• Have you reviewed your liability coverage in the event of injury or loss due to a weather-related hazard ?

1. Local Experience – We understand Arizona’s unique weather risks
2. Custom Solutions – We tailor commercial policies for your industry
3. Proactive Planning – We help you identify and mitigate risk before disaster strikes
4. Responsive Support – We’re based in Arizona, so you’re never on your own

1. Schedule a policy review with one of our agents
2. Identify your exposures related to weather and climate
3. Update your coverage to close gaps
4. Build resilience into your business plan