A cancer diagnosis is life-altering—not only emotionally and physically, but financially. While traditional health insurance may cover medical costs , it often leaves gaps that can cause serious financial strain. That's where cancer insurance steps in as a supplemental policy designed to support patients and their families during one of life’s toughest challenges.

Cancer insurance is a type of supplemental health insurance that provides a lump-sum cash benefit or reimbursement if you're diagnosed with cancer. These funds can be used however you see fit—from covering deductibles and out-of-pocket expenses to paying for experimental treatments or everyday bills like rent, groceries, and childcare.

Depending on the plan, cancer insurance may cover:

Hospital stays Chemotherapy and radiation Surgery Transportation and lodging during treatment Home care and rehabilitation Experimental treatments Income replacement

Some policies even offer wellness benefits for early detection screenings like mammograms, colonoscopies, and blood tests.

Cancer insurance is especially valuable if:

You have a family history of cancer Your current health plan has high deductibles or co-pays You are self-employed or would struggle financially without steady income You want peace of mind and more financial flexibility during a medical crisis

In Arizona—including Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler —the rising cost of healthcare makes it even more important to prepare for the unexpected. Many treatments may not be fully covered by your regular insurance, and the added costs of travel or time off work can add up fast.

Premiums for cancer insurance are typically affordable—often less than a daily cup of coffee. Costs vary depending on:

Age and health status Policy coverage and benefit amounts Whether it's an individual or family plan

Cancer insurance isn’t a replacement for health insurance, but rather a complement. It helps bridge the gap between what your primary health insurance covers and the total cost of living with cancer.

Cancer doesn’t discriminate, and it doesn’t wait. Having a cancer insurance policy in place provides financial security and emotional relief when you need it most.

Reach out to Riseson Insurance in Tempe to get a quote and learn how this vital coverage can support you or a loved one. Call us today at 602-460-5470 to speak with a local agent who understands your needs.

What Is Cancer Insurance?

What Does Cancer Insurance Cover?

Who Should Consider Cancer Insurance?

Why It Matters in Arizona

How Much Does Cancer Insurance Cost?

Pairing Cancer Insurance with Health Coverage

Protect Yourself with the Right Coverage

• Hospital stays
• Chemotherapy and radiation
• Surgery
• Transportation and lodging during treatment
• Home care and rehabilitation
• Experimental treatments
• Income replacement

• You have a family history of cancer
• Your current health plan has high deductibles or co-pays
• You are self-employed or would struggle financially without steady income
• You want peace of mind and more financial flexibility during a medical crisis

• Age and health status
• Policy coverage and benefit amounts
• Whether it's an individual or family plan