Owning a boat offers endless opportunities for relaxation and adventure, but it also comes with responsibilities. From unexpected weather conditions to accidental damage, the risks of boating are real. That’s why boat insurance is essential for protecting your investment and ensuring peace of mind. At Riseson Insurance , we help clients in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler find tailored boat insurance coverage that keeps them afloat in any situation.

Boat insurance provides financial protection for owners of motorboats, sailboats, personal watercraft, and other vessels. It covers damage to your boat, liability claims, and even medical expenses in the event of an accident.

Accident Protection: Covers damage caused by collisions with other boats or objects. Liability Coverage : Protects you if you’re held responsible for injuries or property damage to others. Weather-Related Risks: Provides coverage for storm damage, sinking, and other weather-related incidents. Theft or Vandalism : Safeguards your boat from theft or malicious damage. Peace of Mind : Ensures you can enjoy the water without worrying about potential financial risks.

Boat insurance policies can be customized, but they typically include:

Physical Damage: Repairs or replacement for your boat, motor, and equipment. Liability Coverage: Protects against claims for injury or property damage caused by your boat. Medical Payments: Covers medical expenses for you and your passengers. Uninsured Boater Protection: Provides coverage if you’re involved in an accident with an uninsured boater. Salvage and Wreck Removal: Ensures coverage for removing your boat if it becomes disabled or sinks.

Agreed Value vs. Actual Cash Value : Choose how your boat's value is determined in the event of a total loss. Towing and Assistance: Covers the cost of emergency towing and roadside assistance. Fishing Equipment Coverage: Protects high-value gear stored on your boat.

If you own any of the following, boat insurance is a must:

Motorboats Sailboats Personal watercraft (e.g., Jet Skis) Yachts Pontoon boats

At Riseson Insurance , we work with leading providers to find the best boat insurance policy for your needs. Whether you sail on Arizona lakes or venture further afield, our local expertise ensures you’re covered. We proudly serve clients in Tempe , Phoenix , Scottsdale , Tucson , Gilbert , and Chandler , offering personalized service you can count on.

Ready to protect your boating adventures? Reach out to Riseson Insurance at 602-460-5470 or visit us in Tempe. Our team will help you navigate the waters of boat insurance, ensuring you and your vessel are covered for smooth sailing.

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1. Accident Protection: Covers damage caused by collisions with other boats or objects.
2. Liability Coverage : Protects you if you’re held responsible for injuries or property damage to others.
3. Weather-Related Risks: Provides coverage for storm damage, sinking, and other weather-related incidents.
4. Theft or Vandalism : Safeguards your boat from theft or malicious damage.
5. Peace of Mind : Ensures you can enjoy the water without worrying about potential financial risks.

• Physical Damage: Repairs or replacement for your boat, motor, and equipment.
• Liability Coverage: Protects against claims for injury or property damage caused by your boat.
• Medical Payments: Covers medical expenses for you and your passengers.
• Uninsured Boater Protection: Provides coverage if you’re involved in an accident with an uninsured boater.
• Salvage and Wreck Removal: Ensures coverage for removing your boat if it becomes disabled or sinks.

• Agreed Value vs. Actual Cash Value : Choose how your boat's value is determined in the event of a total loss.
• Towing and Assistance: Covers the cost of emergency towing and roadside assistance.
• Fishing Equipment Coverage: Protects high-value gear stored on your boat.

• Motorboats
• Sailboats
• Personal watercraft (e.g., Jet Skis)
• Yachts
• Pontoon boats