An Insurance Guide for Arizona State University Students

January 23, 2024 | Tempe, Arizona

Arizona State University (ASU) is a vibrant hub of education and innovation, drawing students from across the globe. As these students embark on their academic journey at ASU, it's crucial to address the often-overlooked aspect of insurance. In this blog post, we'll explore the various types of insurance that ASU students might need, shedding light on the importance of being adequately covered during their time at the university.

Health Insurance: One of the primary concerns for any student is access to affordable and comprehensive health care. ASU offers a student health insurance plan, but students may also have the option to remain on their family's plan or explore the Affordable Care Act (ACA) marketplace. Understanding the different options available and selecting a plan that aligns with individual needs is crucial for maintaining good health and well-being. Renter's Insurance : Many ASU students reside in off-campus housing, and while the university itself may not require renter's insurance, it is a wise investment for students living independently. Renter's insurance provides coverage for personal belongings, liability protection, and additional living expenses in case of unexpected events like theft, fire, or natural disasters. Auto Insurance : For students who bring a car to campus, auto insurance is a must. Arizona law requires drivers to carry liability insurance, covering bodily injury and property damage in the event of an accident. Students should familiarize themselves with state requirements and explore additional coverage options to protect their vehicles and themselves. Travel Insurance : ASU's diverse student body often includes individuals from different parts of the world. Travel insurance can be beneficial for international students, providing coverage for medical emergencies, trip cancellations, and other unforeseen circumstances. It offers peace of mind when navigating a new country and healthcare system. Tuition Insurance : Unexpected events, such as serious illness or family emergencies, can disrupt a student's academic journey. Tuition insurance can provide financial protection by reimbursing tuition and other related expenses in case a student needs to withdraw from classes due to covered reasons. It's an option worth considering safeguarding academic investments.

As ASU students immerse themselves in the academic and social experiences offered by the university, it's essential to prioritize their well-being and financial security. Navigating the insurance landscape might seem daunting, but with the right information and proactive decision-making, students can ensure they are adequately covered in various aspects of their lives. By understanding the different types of insurance and tailoring coverage to individual needs, ASU students can focus on their studies and personal growth with confidence and peace of mind.

Reach out to a fellow two-time Sun Devil Alum Ben Freeman at Riseson Insurance to discuss your insurance needs.

  1. Health Insurance: One of the primary concerns for any student is access to affordable and comprehensive health care. ASU offers a student health insurance plan, but students may also have the option to remain on their family's plan or explore the Affordable Care Act (ACA) marketplace. Understanding the different options available and selecting a plan that aligns with individual needs is crucial for maintaining good health and well-being.
  2. Renter's Insurance : Many ASU students reside in off-campus housing, and while the university itself may not require renter's insurance, it is a wise investment for students living independently. Renter's insurance provides coverage for personal belongings, liability protection, and additional living expenses in case of unexpected events like theft, fire, or natural disasters.
  3. Auto Insurance : For students who bring a car to campus, auto insurance is a must. Arizona law requires drivers to carry liability insurance, covering bodily injury and property damage in the event of an accident. Students should familiarize themselves with state requirements and explore additional coverage options to protect their vehicles and themselves.
  4. Travel Insurance : ASU's diverse student body often includes individuals from different parts of the world. Travel insurance can be beneficial for international students, providing coverage for medical emergencies, trip cancellations, and other unforeseen circumstances. It offers peace of mind when navigating a new country and healthcare system.
  5. Tuition Insurance : Unexpected events, such as serious illness or family emergencies, can disrupt a student's academic journey. Tuition insurance can provide financial protection by reimbursing tuition and other related expenses in case a student needs to withdraw from classes due to covered reasons. It's an option worth considering safeguarding academic investments.