In Arizona, especially in active communities like Tempe , Scottsdale , and Phoenix , outdoor living is a way of life. From high-end bicycles and golf clubs to camera equipment , tools, and off-road gear, many homeowners invest heavily in recreational and lifestyle accessories. But what happens if your gear is stolen, damaged in a storm , or lost in transit?

At Riseson Insurance , we offer accessory & gear protection options that extend coverage beyond traditional home or auto policies — giving you peace of mind for the things you value most.

Accessory & Gear Protection is an add-on or standalone policy that helps cover:

Sporting equipment (bikes, golf clubs, kayaks, etc.) Photography & videography gear Camping & hiking gear Tool kits & hobbyist equipment Custom car accessories or aftermarket parts E-bikes & scooters Motorcycle accessories (helmets, saddlebags, GPS units)

Theft of gear from a garage or vehicle in Chandler Damage to sports equipment during a monsoon storm in Gilbert Loss of camera equipment while traveling from Tucson to the Grand Canyon Vandalism of vehicle accessories while parked in Phoenix

Most homeowners or renters policies offer limited coverage for personal property — and often exclude high-value items or gear used outside the home. With accessory & gear protection, you can ensure your lifestyle investments are safeguarded from loss, theft, and unexpected events.

Whether you're adventuring in the Arizona desert or commuting in the city, Riseson Insurance is here to protect what moves with you. Call us at 602-460-5470 to learn how accessory & gear protection can be added to your existing policy — or let us build a new one around your lifestyle.

What Is Accessory & Gear Protection?

Common Coverage Scenarios:

Why You Need It

Protect Your Gear with Riseson Insurance

• Sporting equipment (bikes, golf clubs, kayaks, etc.)
• Photography & videography gear
• Camping & hiking gear
• Tool kits & hobbyist equipment
• Custom car accessories or aftermarket parts
• E-bikes & scooters
• Motorcycle accessories (helmets, saddlebags, GPS units)

• Theft of gear from a garage or vehicle in Chandler
• Damage to sports equipment during a monsoon storm in Gilbert
• Loss of camera equipment while traveling from Tucson to the Grand Canyon
• Vandalism of vehicle accessories while parked in Phoenix